The user has accessed to the "COFICINÉ" website ("coficine.natixis.com"), which is provided by

• NATIXIS COFICINÉ S.A., a company established under French law, with a share capital of € 6, 251 350,00 euros
• Registered office: 42, avenue Raymond Poincaré, 75116 paris
• Contact details: contact@coficine.natixis.com
• Tel: +33 1 58 19 32 00
• Registered with the Trade and Companies Registry of Paris under n° SIREN: 552 000 846
• Intra-European Code - VAT Registration number: FR23552000846
• Coficiné is a credit institution authorized in France by the ACPR - Autorité de Contrôle Prudentiel et de Résolution - 61, rue Taitbout 75436 Paris cedex 09.
• Natixis Coficiné financial activities are regulated by the French Monetary and Financial Code.
• Natixis Coficiné is a member of the Association Française des Sociétés Financières
• Head of publications: Isabelle Terrel
• The site is hosted on the servers of SIMPLEBO.
• Credits:
  • Photo credits: Shutterstock.com
  • Design of the Website: Natixis SA

 1. INTRODUCTION

The purpose of the website (hereinafter the “Website”) is to provide information on NATIXIS COFICINÉ activities affiliated with Natixis

Access and visit to the Website are governed by the applicable regulations and these general terms and conditions of use (“the General Terms and Conditions of Use”) which are deemed accepted by any person accessing and consulting the Website.

NATIXIS COFICINÉ may change these General Terms and Conditions of Use from time to time. Any amendment to these General Terms and Conditions of Use will enter into force from their publication on the Website.

 

2. WEBSITE CONTENT

No information published on the Website constitutes or should be construed as constituting an offer by NATIXIS COFICINÉ to sell any banking, insurance or other services, or an offer or the solicitation of an offer to purchase or sell securities or any other investment products, or a personalized investment recommendation.

It is the responsibility of any interested person to verify the information and documentation made available and to make appropriate use of it. NATIXIS COFICINÉ declines any responsibility for the use that will be made of the information and documentation provided on the Website.

NATIXIS COFICINÉ strives to ensure the accuracy and the updating of the information posted on the Web site, of which it reserves the right to correct the content, at any time and without notice.

However, NATIXIS COFICINÉ does not guarantee the accuracy, completeness or relevance of the information published on the Website, nor as to the absence of error or omission in this information, nor the absence of change of information by a third party (virus, intrusion). NATIXIS COFICINÉ disclaims any liability for the information and data made available on the Website, in particular in the event of an error, of omission or inaccuracy.

The Website is provided by NATIXIS COFICINÉ on the basis of "as is" service and accessible according to its availability. NATIXIS COFICINÉ is not responsible for any transmission difficulties or network disturbances.

NATIXIS COFICINÉ does not give any explicit or implicit guarantee concerning the Website including, without limitation, that the Website meets or will meet your current or future needs, is or will be uninterrupted, timely, secure, or error-free, nor that any results obtained by using this Website are accurate and reliable.

NATIXIS COFICINÉ does not guarantee the quality and/or lawfulness of the Website content, it does not create and declines any liability for the claims, actions or recourses of third parties claiming, in particular and not exclusively, private rights over such content and/or their use.

No advice and no information, oral, and/or written and/or video, obtained by the user during the use or by accessing the Website are likely to create guarantees and responsibilities not expressly provided for.

 

3. INTELLECTUAL PROPERTY - COPYRIGHT

This Website is protected under the laws of France by the French Intellectual Property Code provisions and, outside of France, by applicable international conventions governing copyright. The reproduction of all or part of this Website, by any means whatsoever, is strictly prohibited. Copyright infringement is an offence that can be sued in civil and/or criminal courts.

Any person found guilty of a breach of copyright may be sentenced to a three-year term of imprisonment and fined up to €300,000 (art. L 335-2 of the Code de la Propriété Intellectuelle).

Trademarks and brand names mentioned on this Website are owned and registered by NATIXIS. Any use, reproduction or imitation, in whole or in part, of those trademarks without the prior written consent of Natixis or their right holders is prohibited, in accordance with clauses L713-2 and L 713-3 of the Intellectual Property Code. Trademark infringements is an offence that can be sued in civil and/or criminal courts. The same applies to databases, if any are contained in the Website, which are protected by clauses L341-1s. of the French Intellectual Property Code.

Breach of copyright constitutes forgery and civil or criminal proceedings may be initiated.

 

4. HYPERTEXT LINKS

Hypertext links, possibly set up within the framework of the Website to other websites present on the Internet network, cannot involve the responsibility of NATIXIS COFICINÉ.

NATIXIS COFICINÉ cannot be held liable for the operation and content of these external websites and sources, nor for the content, veracity, timeliness, quality, completeness, relevance, the lawfulness of the content, advertisements, products, services or any other material available on or from such external websites or sources or of any damage or loss that has been or is alleged, consequential or related to the use or reliance, in particular and not limited to, on the content, goods or services available on such external websites or sources.

NATIXIS COFICINÉ cannot be held liable for any hyperlinks that may be placed within the framework of the Website to other websites on the Internet network.

Visitors to and users of the NATIXIS COFICINÉ website may not install a hypertext link to this site without the formal prior consent of NATIXIS COFICINÉ.

 

5. VIRUS

In general, it is the responsibility of the users to take the necessary precautions to guard against the risks related to viruses and malware that may be present on the Internet networks and the Websites consulted. NATIXIS COFICINÉ ensure that the Website/application selected is not infested with viruses or any other destructive pests. NATIXIS COFICINÉ implements reasonable measures to prevent the presence of such viruses or malware on the Website. However, in no case NATIXIS COFICINÉ shall may be held liable for any direct or indirect damages resulting from the access, consultation and use of the Website or other related Websites.

 

6. PROTECTION OF PERSONAL DATA

To consult Natixis' personal data policy, click here.

 

7. COOKIES

While browsing on the Website, (www.natixis.coficine.com) one or more cookies (the “Cookies”) may be stored on your computer, mobile or tablet, subject to the choices made in advance by the users and that can be changed at any time.

 

7.1 Definition

What is a Cookie? A cookie is a small text file saved on your computer's hard drive when you visit a website or view an advertisement. It is managed by your web browser. Its purpose is to collect information relating to your browsing on the websites, to send you personalized services, but it cannot be used to retrieve data from your disk, install a virus, or obtain your personal information. Thus, when you visit the Website to search, read or download information, certain information about you may be collected, such as the name of the domain and the host computer from which you are browsing the Internet, the internet protocol (IP) address of the computer used, the date and time of the browsing and the URLs from which you passed.

Another similar technology may also be used. The term cookies is thus to be understood broadly as covering all cookies and other tracers deposited and/or read, for example, when consulting a website or installing or using software or a mobile application.

 

7.2 Different possible issuers

NATIXIS COFICINÉ Cookies (“first party” cookies): These are the cookies deposited by NATIXIS COFICINÉ on your device to meet browsing and optimization needs on the Website.

Third party cookies: These are cookies deposited by third-party companies, such as service providers or partners. By way of example:

• A web page may contain components stored on servers in other domains (images or another embedded content, such as YouTube videos, Flickr slideshows, etc.). These sites can deposit their own Cookies when retrieving these external components during browsing.

 

7.3 Different types of Cookies used on the Website

Strictly necessary cookies or cookies that improve your browsing experience: These cookies are needed for the operation of the Website and placed by NATIXIS COFICINÉ. They enable you to use the main features of the Site (e.g., session cookies or language management cookies). They record information relating to the browsing of the Website carried out from the computer on which the Cookie is stored and are not stored for more than one month.

Those cookies are:

7.4 Managing Cookies

You can customize the cookies on the Site at any time: «Cookies management».

You will also find on the CNIL website the information to control cookies via your browser settings: https://www.cnil.fr/fr/cookies-les-outils-pour-les-maitriser

 

8. APPLICABLE LAW

In the event of a dispute between the Customer and Natixis Coficiné, or in the event of a difficulty of interpretation or execution or in the event of a dispute relating to the GCU, this dispute or difficulty will be subject to French law.